Last Updated: 10/01/2025

1. Acceptance of Terms

By accessing or using this website (https://www.elmwoodcg.com/) (the “Site”), you agree to abide by these Terms of Service (“Terms”), as well as all applicable laws and regulations. If you do not agree, you may not access or use the Site.

2. Changes to Terms

We reserve the right to modify these Terms at any time, in our discretion. We will post updates here and revise the “Last Updated” date. Your continued use constitutes acceptance of such changes.

3. Eligibility

You must be at least 18 years old (or the age of majority in your jurisdiction) to use the Site. By using the Site, you represent and warrant that you meet these requirements.

4. Use of the Site

• You may use the Site for lawful purposes, in compliance with these Terms.

• You shall not use the Site in any way that:

  • violates applicable laws or regulations

  • infringes on our or others’ rights

  • transmits harmful code (viruses, malware)

  • interferes with the operation of the Site

  • scrapes, mines, or collects data in bulk without permission

5. Intellectual Property

• All content on the Site (text, graphics, images, logos, software) is owned or licensed by Elmwood and is protected by copyright, trademark, or other intellectual property laws.

• You may not reproduce, distribute, modify, prepare derivative works of, publicly display, or otherwise exploit any content without our express written permission, except as permitted by applicable law or these Terms.

6. Accounts; Security

• Where you create an account, you must provide accurate information and maintain the security of your login credentials.

• You are responsible for all activity under your account.

• You must notify us immediately of any breach or unauthorized use.

7. Third-Party Links & Content

• The Site may contain links to third-party websites or resources. We do not control and are not responsible for their content, policies, or practices.

• Inclusion of any third-party link does not imply endorsement.

8. Disclaimers & Limitation of Liability

8.1 Disclaimer

• The Site and its content are provided “as is” and “as available,” without warranties of any kind, whether express, implied, or statutory.

• To the fullest extent permitted by law, we disclaim all warranties, including merchantability, fitness for a particular purpose, non-infringement, or arising from course of dealing or usage.

8.2 Limitation of Liability

• In no event shall Elmwood, its officers, directors, employees, agents, or affiliates be liable for any indirect, incidental, special, punitive, or consequential damages, or loss of profits, data, use, goodwill, or other intangible losses, arising out of or related to your use of or inability to use the Site, even if advised of the possibility of such damages.

• Our total liability to you for all claims arising under or relating to these Terms or the Site is limited to the greater of (i) the fees you paid us in the past 12 months (if any), or (ii) USD $100 (or other small cap as permitted by law).

9. Indemnification

You agree to indemnify, defend, and hold harmless Elmwood and its affiliates, officers, agents, and employees from any claims, damages, losses, liabilities, costs, or expenses (including attorneys’ fees) arising from your violation of these Terms or your use of the Site.

10. Termination

We may suspend or terminate your access to the Site at any time, without notice, for conduct we believe violates these Terms or is harmful to others.
Upon termination, your rights under these Terms immediately cease.

11. Governing Law & Dispute Resolution

• These Terms shall be governed by and construed in accordance with the laws of [State / Country], without regard to its conflict-of-law principles.

• Any dispute arising out of or relating to these Terms or the Site shall be resolved in the state or federal courts located in [City, State], and you consent to the exclusive jurisdiction and venue of those courts.

• Alternatively, you and we may agree to resolve disputes via binding arbitration (if applicable) under the rules of [Arbitration Institution].

12. Miscellaneous

• Severability: If any provision of these Terms is found unenforceable, the remainder shall continue in full force.

• Waiver: Failure to enforce any right is not a waiver of that right.

• Entire Agreement: These Terms (and any documents they incorporate by reference, including the Privacy Policy) are the entire agreement between you and Elmwood regarding the Site.

13. Contact Us

If you have questions about these Terms, please contact:

Elmwood Capital Group

• 9460 Wilshire Blvd. Suite 410, Beverly Hills, CA 90212
• Email: info@elmwoodcg.com